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Savings Accounts

 Savings Account

  • Interest compounded daily 
  • Interest credited monthly
  • Quarterly or Combined statement option 
  • Variable interest rate 
  • No more than six transfers and withdrawals, or a combination of such transfers and withdrawals, per calendar month or statement cycle of at least four weeks, to another account of the depositor at the same institution or to a third party by means of preauthorized or automatic transfer, telephonic agreement, order or instruction, or by check, draft, debit card, or similar order made by the depositor and payable to third parties. 
  • A per item fee of $1.00 will be charged for each debit transaction in excess of three per month. The amount of this fee will be $.50 for individuals under eighteen years of age.
  • A maintenance charge of $5.00 will be imposed if the balance in the account falls below $200.00 any day of the statement cycle. This fee does not apply to individuals under eighteen years of age.
  • An overdraft fee of $28.00 will be charged for each debit transaction that overdraws the account.
  • If you close your account within 182 days of opening, you will be charged $25.00.

Money Market

  • Interest compounded daily
  • Interest credited monthly
  • Monthly imaged statement or e-statement
  • Tiered variable interest rate
    • $0-$24,999.99
    • $25,000-$49,999.99
    • $50,000-$99,999.99
    • $100,000 +
  • No more than six transfers and withdrawals, or a combination of such transfers and withdrawals, per calendar month or statement cycle of at least four weeks, to another account of the depositor at the same institution or to a third party by means of preauthorized or automatic transfer, telephonic agreement, order or instruction, or by check, draft, debit card, or similar order made by the depositor and payable to third parties.
  • A maintenance charge of $8.56 will be imposed if the balance in the account falls below $2,500 on any day of statement cycle
  • Iowa state sales tax included in amount quoted
  • If you close your account within 182 days of opening, you will be charged $25.00.

Platinum Money Market

  • $25,000 minimum balance to earn APY
  • Interest compounded daily
  • Interest credited monthly
  • Monthly imaged statement or e-statement
  • Tiered variable interest rate
    • $25,000-$74,999.99
    • $75,000-$149,999.99
    • $150,000 +
  • No more than six transfers and withdrawals, or a combination of such transfers and withdrawals, per calendar month or statement cycle of at least four weeks, to another account of the depositor at the same institution or to a third party by means of preauthorized or automatic transfer, telephonic agreement, order or instruction, or by check, draft, debit card, or similar order made by the depositor and payable to third parties
  • A maintenance charge of $5.35 will be charged for each debit transaction in excess of 6 during a statement cycle 
  • Iowa state sales tax included in amount quoted
  • If you close your account within 182 days of opening, you will be charged $25.00

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